At ZwickLaw, we focus on helping individuals and families in Pennsylvania plan for long-term care while preserving their financial security. Our Medicaid (called Medical Assistance in Pennsylvania) planning and asset protection services are designed to ensure you qualify for Medicaid benefits without sacrificing your hard-earned assets. With compassionate guidance and strategic planning, we help you navigate the complexities of Medicaid eligibility and safeguard your legacy for future generations.
Medicaid Planning
Medicaid is a critical resource for covering long-term care costs, such as nursing home care, but strict eligibility rules require careful planning. Our experienced attorneys at ZwickLaw create tailored strategies to help you meet Medicaid’s financial and asset requirements while protecting your family’s financial future. Our Medicaid planning services include:
- Asset Restructuring: Strategically managing assets to meet Medicaid eligibility thresholds
- Income Planning: Structuring income to comply with Medicaid rules
- Look-Back Period Strategies: Navigating the five-year look-back period to avoid penalties for asset transfers
- Medicaid Trusts: Establishing irrevocable trusts to protect assets while qualifying for benefits
- Spousal Protection: Ensuring the community spouse retains sufficient resources under Medicaid’s spousal impoverishment rules
We work closely with you to develop a plan that aligns with your healthcare needs and financial goals, ensuring access to quality care without depleting your savings. Early planning is key to maximizing your options and avoiding costly mistakes.
Asset Protection
Protecting your assets from long-term care costs and other financial risks is essential for preserving your legacy. ZwickLaw offers comprehensive asset protection strategies to safeguard your wealth while ensuring compliance with Medicaid and other legal requirements. Our asset protection services include:
- Irrevocable Trusts: Shielding assets from Medicaid spend-down requirements
- Life Estate Deeds: Transferring property while retaining the right to use it during your lifetime
- Gifting Strategies: Planning asset transfers to family members within Medicaid’s rules
- Exempt Asset Planning: Leveraging exemptions, such as primary residences or personal belongings, to protect wealth
- Long-Term Care Insurance Guidance: Evaluating insurance options to complement your asset protection plan
Our attorneys provide personalized solutions to minimize your exposure to financial risks while ensuring your assets are preserved for your heirs. We take a proactive approach to help you maintain control over your financial future.
Why Choose Zwick Law?
With offices in DuBois, Pennsylvania, ZwickLaw combines extensive experience with a client-centered approach to Medicaid planning and asset protection. We offer:
- Free consultations to assess your Medicaid and asset protection needs
- Customized strategies tailored to your unique financial and healthcare goals
- Experienced navigation of Medicaid’s complex rules and regulations
- Compassionate support for you and your family during critical planning stages
Our dedicated team, led by founding partners C.J. Zwick and Matthew R. Zwick, is committed to helping you achieve peace of mind through strategic planning. Let us guide you in securing your financial future and accessing the care you need.
