Remember your parents and grandparents’ pensions? What if you could have some of the same benefits that they enjoyed from their pension, with your 401(k) dollars? Pensions gave an identifiable, calculable benefit. Typically, pensions were based on age and years of service, multiplied by an average salary. Unlike today’s retirement plans, the benefits of pensions […]
The role of the executor of an estate is one of complete trust and supreme responsibility. Whomever you choose to serve in this capacity will oversee your final wishes to ensure that the terms outlined in your estate plan are followed. In theory, the person who is the executor of your estate will have few […]
Buying a home is one of the most exciting and stressful events in a new homeowner’s life. The prospect of becoming the official owner of the house that you have chosen is highly anticipated, but one major oversight can turn a homeowner’s dream into a nightmare. Closing is usually the buyer’s final opportunity to request […]
Once real estate is under contract, many buyers and sellers make the mistake of assuming that the hard part is over. In reality, however, that’s when the work begins — and, unfortunately, real estate deals can fall through during the contract phase. When this happens, it leaves all parties stunned, as they are forced to […]
Protecting your loved ones by creating an estate plan is very important — it gives those closest to you clear instructions on how to carry out your final wishes. Unfortunately, even a small estate planning mistake can cause months or years of probate-related confusion. To avoid difficult and expensive problems, not only should you consult […]
The Jefferson County Development Council, Inc. (“JCDC“), led by the JCDC Board of Directors and Executive Director, Brad Lashinsky, was presented with the Partner of the Year award by the Pennsylvania Economic Development Association (“PEDA“), during its annual fall conference. With a pool of over 230 possible recipients of the prestigious award, JCDC stood out as the […]
Zwick Law is excited to share news that its client, Jefferson County Development Council, Inc. (“JCDC”), has closed on the sale of the former Days Inn property in Brookville, Jefferson County, Pennsylvania. The property will serve as the new home of Legacy Truck Centers’ (“Legacy”) newest heavy-duty truck dealership. The former Days Inn property, which is located […]
The rules regarding treatment of student-loan debt in calculating loan-to-debt ratios have undergone significant changes. These rule changes, implemented by mortgage investor, Fannie Mae, will have the effect of easing the scrutiny of new home buyers’ creditworthiness. Of the rule changes, here are two that could benefit you, if you have student loan debt: If […]
DuBois, Pa. – After completing lease negotiations with a large oil and gas company, the Senior Landman for a Texas-based gas producer paid high praise to Attorney C.J. Zwick for his knowledge and understanding of oil and gas leases. The Landman commended, “You have the best handle on the oil and gas lease out of any other […]
